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House price inflation started rising meaningfully towards the end of last summer, when the virus was in remission and the Chancellor of the Exchequer had announced a temporary cut to stamp duty to take effect on 8 July.

The cut led to the number and value of mortgage approvals reaching their highest levels since before the global financial crisis, which on the face of its suggests that activity in the housing market more than made up for the spring downturn. The annual price growth on UK properties also rose from 1.3% in June to around 6% on average in the six months to February this year.

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